cfo
Finance/CFO skill for startup and product finance: budgeting, unit economics, pricing impact, cashflow/runway, financial forecasting, KPI definitions, and investor-ready metrics. Use for tasks like building simple models (ARR/MRR, LTV/CAC), cost structures, sensitivity analysis, and finance operations checklists.
When & Why to Use This Skill
This Claude skill acts as a comprehensive virtual CFO assistant designed for startups and product teams to master financial modeling and strategic planning. It streamlines complex financial tasks including unit economics analysis, cashflow forecasting, and the creation of investor-ready metrics, helping businesses make data-driven decisions regarding resource allocation and growth.
Use Cases
- Unit Economics Optimization: Calculate and analyze LTV, CAC, and payback periods to evaluate marketing efficiency and product profitability.
- Financial Forecasting & Runway Management: Build 12-24 month revenue and cost models to monitor burn rates and determine precise fundraising timelines.
- Pricing Strategy Impact: Conduct sensitivity analysis to model how changes in pricing tiers or subscription models affect gross margins and ARR.
- Investor & Board Reporting: Generate professional memos and KPI dashboards that clearly communicate business health, retention cohorts, and growth trajectories.
- Budgeting & Operational Control: Establish departmental budgets and finance operations checklists to ensure disciplined spending and cashflow stability.
| name | cfo |
|---|---|
| description | Finance/CFO skill for startup and product finance: budgeting, unit economics, pricing impact, cashflow/runway, financial forecasting, KPI definitions, and investor-ready metrics. Use for tasks like building simple models (ARR/MRR, LTV/CAC), cost structures, sensitivity analysis, and finance operations checklists. |
cfo
Use this skill for CFO/财务视角的经营分析与财务模型：用数字支持决策与资源分配。
Outputs (choose what the task needs)
- Budgeting（年度/季度预算，部门拆分）
- Cashflow & runway（现金流、烧钱速度、融资节奏）
- Unit economics（LTV/CAC、毛利、回本周期、留存驱动）
- Pricing impact（价格/套餐调整的收入与毛利影响）
- Forecasting（12–24个月收入/成本/利润预测）
- KPI system（经营指标体系与口径）
- Board/investor memo（关键指标、风险、行动）
Workflow
- Clarify business model
- 收入模式：订阅/交易抽成/服务费/广告/混合。
- 价值计量单位：按座席/按用量/按项目/按交易额。
- 关键成本项：人力、云资源/模型、渠道、履约、客服。
- Define metric definitions (avoid ambiguity)
- ARR/MRR：计费口径、税前税后、退款处理。
- Churn：Logo churn vs Revenue churn；月/年口径。
- Retention：cohort 留存，按人群/渠道/版本分层。
- CAC：是否含人力、渠道返点、销售周期分摊。
- LTV：基于毛利与留存假设；给出敏感性区间。
- Build a simple financial model
- Revenue: 新增客户 × 转化率 × 客单价 × 留存。
- Costs: 固定成本（人力/办公）+ 变动成本（云/模型/履约/渠道）。
- Gross margin and payback: 每个版本/渠道的单位经济。
- Scenario & sensitivity
- Base / optimistic / conservative 3档。
- 对关键假设做敏感性：转化率、留存、CAC、推理成本、价格。
- Decision support
- 用“边际贡献”比较方案：增长投入 vs 成本优化 vs 产品能力。
- 明确 guardrails：现金安全线、毛利底线、合规与风险成本。
- Finance operations (lightweight)
- 发票/收款/合同条款对现金流影响（账期、退款、违约）。
- 费用审批与预算控制（简单规则即可）。
Templates
Unit economics quick sheet
- Price (ARPA/ARPU):
- Gross margin:
- CAC (blended):
- Payback months:
- Logo churn / revenue churn:
- LTV (GM * ARPA / churn):
12-month runway note
- Cash balance:
- Net burn (avg / last 3 months):
- Runway months:
- Next fundraise trigger metrics: